xStocks: Tokenized Equities for a Borderless Investment Future
Jul 31, 2025
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2 min. read
Investing is changing — and it’s changing fast. What once required a brokerage account, a Monday-to-Friday schedule, and regional access is now becoming available 24/7, globally, with just a crypto wallet. At the center of this shift are xStocks — tokenized versions of traditional stocks and ETFs — offering onchain access to the world’s top equities.
What Are xStocks?
xStocks are 1:1 tokenized representations of real-world equities, such as Apple (xAAPL) or the S&P 500 ETF (xSPY). These tokens are built on blockchains like Solana, with each one backed by actual shares held by regulated custodians. The result? Investors gain direct, fractional, and borderless access to the stock market.
This isn’t just a new trading instrument — it’s a bridge between traditional finance (TradFi) and decentralized finance (DeFi). xStocks are supported by and can be held in self-custodial wallets like Unity Wallet, traded peer-to-peer, or even deployed in DeFi protocols for lending, borrowing, or yield generation.

Why xStocks Are Different
24/7 Trading: No more waiting for market hours — trade equities anytime, anywhere.
Fractional Ownership: Buy as little as $1 of top stocks or ETFs.
DeFi Integration: Use xStocks as collateral, liquidity, or in yield strategies across decentralized applications.
Fast Settlement: On blockchains like Solana, transactions settle in under a second.
Why It Matters
Major DeFi are already moving into tokenized equities, and innovators like Backed Finance are pushing xStocks into the mainstream. This shift makes stocks more liquid, accessible, and composable, unlocking possibilities beyond traditional brokerage accounts.
For Web3 investors, this means holding assets that behave like stocks and crypto — tradable on DEXs, usable in DeFi, and stored securely in your self-custodial Unity Wallet. It also provides the opportunity for investors to diversify their existing decentralized asset portfolios.
The Road Ahead
xStocks aren’t limited to equities. Expect tokenized versions of ETFs, bonds, and even private company shares. As adoption grows, tokenized assets could reshape global finance, making ownership as seamless as sending crypto.
The future of investing is borderless, permissionless, and always on. With xStocks, you don’t just own equities — you own a piece of the next financial revolution.
xStocks <> Unity Wallet
We’re always riding the wave of DeFi and Web3 innovation and we’re excited to support select xStocks from within Unity Wallet. We will add more over the coming weeks and months.

If you haven’t done so already, download Unity Wallet and diversify your portfolio today.
Disclaimer: This content is for informational purposes only and does not constitute financial advice. Investing in cryptocurrencies, tokenized stocks, or ETFs involves risk, including possible loss of capital. Always do your own research and consult a licensed advisor. Unity Wallet does not provide investment advice and does not guarantee returns on any assets held in self-custody or used in DeFi.